How to Apply for Medicaid Health Insurance
Medicaid is a program of health insurance that is designed by the state for people having low-income including those with disabilities who rely on supplementary income such as security income; or those of retired age; pregnant women or children with no income; and those people with medical bills that they cannot afford. Originally designed to sponsor health care for the income-challenged families or individual, Medicaid has developed into the primary long-term care services public payer for those who are not labeled as poor on conservative standards but still cannot afford such treatments or care due to their ever increasing costs.
Categorical requirements must be met in order to qualify for medical long term care eligibility. Here’s how to apply for Medicaid health insurance:
Check online for websites that may help you find information on your state’s Medicaid and their eligibility standards or requirements. These websites will provide you with information on how to apply and where in your area, and often times will also provide you with documentations that you may print out in order to bring in person should you need to appear or apply in their office.
Bring your necessary documents including your proof of identity such as your passport which will identify your citizenship or your immigration card or green card for your immigration status. Be sure to also bring your birth certificate, driver’s license or other I.D.s which will serve as proof in order to verify your age as well which is necessary upon application.
Another thing that you must not forget, and perhaps which is most important, is your proof of income. This is important because you will need to show them your income in order to qualify for your Medicaid program. A good proof of this is a month’s paycheck or pay slip or two, if you are getting paid twice a month. For those people who are self-employed, you may opt to bring your tax papers as proof. A proof of resources might also be needed, although this would depend on your circumstances. These would be your bank accounts, which are frequently used, or secondary car as well as real estate property excluding your homestead, etc.
Last but not the least is your proof of address. Medicaid can only be applied at from the state where in you are currently residing in. A driver’s license which is recently issued to you is a good example for this. Remember, it would also be wise to bring a number of proofs, such as billing forms addressed to your home, letters received, or even rent slips from your landlord if you are renting, in case more than one proof is needed.
A Medicaid coverage may start covering you retroactively on the months preceding your application if the applicant is found qualified during those application phase. Coverage, however, may also stop once the patient’s conditions or situations have altered.